Corporate Banker at KCB Bank Tanzania

Job Summary:

To support Relationship Managers through the management of the credit analysis function by performing comprehensive industry studies, conducting credit reviews and evaluating risk of credits within the assigned portfolio. The incumbent also assists Relationship Managers in structuring credit solutions.

Job Details:

KEY RESPONSIBILITIES

• Quality of market intelligence information to support credit analysis.
• Quality of credit reports for credit committee reviews
• Quality of credit portfolio information
• Minimization of exposures to and impact of risks associated with credit analysis for new business and credit portfolio maintenance.
• Adequacy of personal competence to effectively perform Credit analysis tasks.
• Consistency in adherence to and application of established policies, processes, procedures and tools to achieve optimal efficiency, compliance and cost containment

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DAILY RESPONSIBILITIES

• Provide and analyze financial information for use in the preparation of credit reports
• Review of credit requests including review of financial and credit information provided in respect to the corporate clients
• Assist in the financial evaluation of new business/projects and provide a guide on market risk.
• Prepare credit reports for new proposals and renewals and provide guidance on structuring of credits, due diligence and KYC so as to ensure that credits meet KCBT standards.
• Maintain financial information on loan accounts including financial covenants, spreads and interim reports
• Monthly evaluate and interpret performance reports of Corporate Banking and assist in the assessment of progress against the department’s score card and budget
• Conduct periodic economic analysis, industry studies, self assessment and stress tests and recommend strategy and plans of action vis a vis the bank’s credit portfolio
• Proactive monitoring of the credit portfolio to ensure early detection of problem credits.
• Prepare excess report for review by Relationship Managers
• Undertake annual review of security documentation for all corporate accounts
• Assess profitability of each relationship and generate monthly report on the same
• Counter check that interest rates are correctly applied on loan accounts

REQUIREMENTS:

• Bachelor degree
• Master’s degree is adding advantage.
• Minimum 2-3 years of experience

Deadline for receiving application is 21st October 2021

HOW TO APPLY: CLICK TO APPLY ONLINE VIA OFFICIAL WEBSITE