Choosing the right health plan involves striking a balance between comprehensive coverage and competitive pricing. Additionally, it is crucial to have access to a variety of insurance options to cater to diverse needs. Our quick guide simplifies the process of finding the ideal insurance plan for you. Here are the top ten health insurance companies in Dubai to meet your medical requirements.
Top 10 Health Insurance Companies in Dubai
- Adamjee Insurance
Adamjee Insurance offers coverage for all UAE residents with a valid visa, including their immediate family members. Their extensive services cover a wide range of health needs, from comprehensive inpatient treatments to specialized care for chronic conditions.
Key Points:
- Exact coverage for emergency expenses
- Up to 90 days of coverage outside UAE borders
- A yearly combined limit of AED 1,000,000 covering all benefits and sub-limits
- Substantial sub-limit of AED 150,000 for pre-existing and chronic conditions
- Emergency dental treatment coverage, up to 15 sessions per member annually
- Maternity coverage for both inpatient and outpatient care, including pre- and postnatal treatment
- Aetna
Aetna International stands out by offering tailored and exceptional health insurance plans for everyone. With a global reach, their services extend to over 55 million members worldwide.
Key Points:
- Flexible coverage options, including yearly or short-term plans
- World-class Telehealth services for instant consultations, available globally
- Outpatient coverage lasting up to 90 days, ensuring comprehensive support during recovery
- Emergency treatments, including dental, maternity, and optical coverage
- Coverage for emergency medical evacuation and repatriation
- Extensive 120-day recovery support for complete rehabilitation
- Access to 1.4 million medical providers through their global network
- Comprehensive global medical insurance with coverage up to $5 million
- Cigna
Ranked 13th on the Fortune 500 list, Cigna Healthcare has earned its reputation by delivering premium services in Dubai.
Key Points:
- Enhanced customer experience with digital solutions for managing health plans, including online portals and smartphone apps
- Advanced Telehealth services for immediate medical advice
- Extensive network with approximately 3,000 healthcare facilities in the UAE and 5,000 across the Middle East
- High customer satisfaction rate, with 86% of issues resolved in the first interaction
- Daman
Daman is a leading healthcare insurer in Dubai, serving citizens and residents across 3,000 healthcare centers in the UAE.
Key Points:
- Diverse packages for Golden visa holders, starting at just AED 2,836
- Telemedicine service for immediate phone-based medical consultations
- Consistently ranked as the top health insurer
- Easy access to health insurance through their app, offering free doctor consultations, claim submissions, and more
- Efficient direct billing and in-house claims processing
- Dubai Insurance Company
Founded in 1970, Dubai Insurance Company is a pioneering force in the UAE’s insurance industry.
Key Points:
- Awarded Participating Insurer (PI) status by the Dubai Health Authority for 2022
- Over 50 years of experience in the industry
- Basic plans starting at an affordable rate of AED 525
- Extensive network of over 3,000 healthcare providers
- Impressive financial ratings: A- (Excellent) from AM Best and A3 from Moody’s
- User-friendly DubaiCare app for quick registration, e-card requests, claim submissions, and more
- GIG Gulf
Formerly known as AXA, GIG Gulf offers extensive coverage through a vast network of 3,000 healthcare centers in the UAE and 800,000 providers globally.
Key Points:
- 24/7 support and free teleconsultations with certified doctors
- Comprehensive travel coverage and immediate medical aid abroad
- Accidental death payout ranging from AED 25,000 to AED 150,000
- Mygig app for easy policy management with just a few clicks
- MetLife
MetLife offers personalized health insurance solutions in Dubai, ranging from basic to advanced coverage, along with comprehensive pre- and post-customer support.
Key Points:
- Recipient of numerous awards, including Life Insurance Company of the Year 2019, Health Insurer of the Year 2020, and Insurer of the Year 2021
- Recognized as one of Fortune World’s Most Admired Companies
- Coverage for 32 critical health conditions, with cash payments up to USD 500,000
- RAK Insurance
RAK Insurance offers plans tailored to meet diverse coverage needs, working with renowned partners in Dubai. Their health insurance services are powered by TruDoc, and they provide Global Emergency Travel Assistance for travel insurance.
Key Points:
- Comprehensive coverage, including outpatient and inpatient care, medical evacuations, and repatriations
- Full control over choosing your doctor and medical facility
- Competitive pricing to accommodate various budgets
- Sukoon
Sukoon Health offers a wide array of personalized insurance options for both individuals and businesses.
Key Points:
- Highly affordable plans starting at just AED 560 annually
- Coverage limits ranging from AED 150,000 to AED 5,000,000
- 24/7 access to doctors via voice and video calls
- Specialized plans for businesses, catering to both small and large organizations
- Includes LivFit, a wellness program for policyholders
- Takaful Emarat
Established in 2008, Takaful Emarat Insurance PSC is a leading provider of Shariah-compliant life and health insurance solutions, authorized by the Dubai Health Authority and approved by the Central Bank of the UAE.
Key Points:
- Winner of the UAE Insurer and Takaful Insurer of the Year Award 2018
- Prescription drug coverage up to AED 15,000
- Up to 20 physiotherapy sessions per year
- Dental care coverage up to AED 3,000, with direct billing at network providers, and optional eye treatment coverage up to AED 1,500
Choosing a right health insurance policy in Dubai involves the assessment of things like choices available, premiums and the repute of the insurer. The ten companies mentioned in this guide offer various advantages created to address various sort of medical requirements, such as premium choices or high protection that does not can be found in a economical rate. Studying these parameters and the main characteristics of the top insurance companies, you will be able to make the right decision and protect your health. Whether your focus is on the amount of coverage, the possibility of online booking or specific types of services; one of these top providers will be able to provide you with a plan that meets your needs in Dubai.
